The adult merchant account is a specialized payment processing account tailored for companies in the adult entertainment industry, including e-commerce sites, adult video on demand, and adult content websites. These businesses are often considered high risk by standard banking establishments, which makes finding a reliable merchant service provider difficult. Many processors require substantial upfront reserves and impose higher transaction fees on adult-oriented merchant accounts as compensation for the increased risk.

The most important thing to keep in mind when looking for an adult merchant account is to find a provider that understands the unique challenges of your business. The best providers are experienced in working with high-risk industries and will be able to connect you with the right credit card processors, adult payment gateway, and POS systems. They will also offer exceptional customer support. These factors will make it easier for you to get approved and start accepting payments quickly.

In addition to providing a variety of online and offline payment options, an adult merchant account should also have tools that can help you mitigate chargebacks and fraud. This includes providing automatic email receipts to customers, which will help them recognize charges as coming from your business and prevent them from disputing them. Additionally, if you’re an adult business with a subscription model, you should ask your merchant services provider if they have a solution that lets you grant refunds to customers before their charges are officially disputed.

National Processing is an excellent choice for adult-oriented businesses that have a subscription model. It has extensive experience with high-volume businesses and works with a wide range of different POS systems, including Clover POS. In addition, it offers several options for addressing chargebacks and fraud, including a risk-based pricing structure.